For nearly 20 years, I’ve helped individuals, families, and retirees navigate the complex world of healthcare costs. As a licensed professional specializing in health financial planning, I provide unbiased, strategic guidance tailored to every stage of life — from young adults to Medicare beneficiaries.

I don’t sell insurance or push products. Instead, I offer independent advice and proven strategies to help you understand your options, reduce risk, and manage expenses with clarity and confidence. Whether you're facing rising premiums, uncertain out-of-pocket costs, or planning for future care, I’m here to guide you — with no pressure, no sales pitch, and your best interest at heart.